Short Sale Group · Homeowner Help
Behind on your mortgage? Know where you stand before your next move.
Whether you've missed one payment or received a sale date, you still have decisions to make. Start here.
Private · No out-of-pocket cost · Straight answers, no guarantees
Where are you right now?
Pick the one that fits today
You don't have to know what to do yet. Just start with where you are.
Choose the card that fits where you are. There are no wrong answers.
This is general information, not legal advice. Your lender's process and timelines control.
What happens when you reach out
Three steps, start to finish
Get the full picture
You tell me what's happening: the loan, the value, the timeline.
Build the case
I assemble the numbers and documents your lender needs to see.
Put it on their desk
I negotiate with your lender and stay on the file through closing.
Meet Richard
"Most people who call me have been carrying this alone for months. I look at your real numbers, lay out what's actually possible, and tell you plainly if a short sale isn't a fit. You'll never be treated like a file number."
Richard Worcester
Short Sale Specialist
Send Richard your situation
Send Richard your situation
Share as much or as little as you like. Richard reads these personally.